As the business of identity theft grows each year, equipping your computer with an effective phishing filter becomes more and more important. Phishing is the practice of stealing private information via the Internet. With this info, phishers can make your life miserable.
Phishers are unscrupulous criminals who will go to great lengths to trick honest people by misrepresenting themselves as representatives of reputable organizations. What they are really out to do is to lure you into their trap.
PC savvy phishers will create fake Web sites using business logos to make them appear reliable. They generally contact their victims through IMs or e-mails, requesting that they go to a specific Site to "verify" their account information. Sometimes, they create pop-up windows that are difficult to resist.
If you visit the bogus site and enter any info, you could be opening yourself up to having your bank accounts tampered with, incurring fraudulent purchases on your credit card accounts or becoming the victim of identity theft. When any of these happen, you will have a long road to recovering what is legally yours including your own name and identity.
Having a phishing filter will protect you by preventing you from entering personal information into Sites which are confirmed to be engaged in phishing activities. Many filters can be downloaded from the Web at no charge and will automatically update themselves to keep your protection current. If you choose a filter which doesn't come with an auto updater, you should plan to run manual updates minimum once each week.
Phishing filters include Phishing Sweeper 2.1.0.1, Phishing Detector 1.0, Clear Search Anti-Phishing 1.80.d and SPAMfighter. Check online to see which are the most updated before downloading. As with all things online, software, including phishing filters, are subject to changes and even to being outmoded. To find the greatest phishing filter for your Internet shopping and banking habits, do some research online about the programs or ask an agent from your local Internet Service Provider for advice.
One of the greatest ways to protect yourself from Internet fraud is to beware anytime somebody contacts you to request your personal information. Usually, you initiate the exchange of your personal information. If someone contacts you to request it, you can always ask for a telephone number to determine whether the request is legitimate.
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